Finance & Lease

FINANCE & LEASE

Solutions as individual as you are.

FINANCE & LEASE

Solutions as individual as you are.

FINANCE & LEASESolutions as individual as you are.

FINANCE THAT FOCUSES ON YOU.

BMW Group Financial Services is a wholly owned subsidiary of the BMW Group.

We know what’s really important when finding your perfect BMW, and at BMW Financial Services we’ll go beyond the drive to help get you behind the wheel. With a range of finance products to choose from, it’s easy for you to find the right finance solution to suit your needs. But if you’re still in doubt about which product is for you, speak to the Business Manager at your authorised BMW Dealership who can talk through these options even further and tailor a finance solution for you.

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BMW LOAN.

BMW LOAN.

DEPOSIT + MONTHLY PAYMENTS.

The attraction of a BMW Loan is that there are no mileage restrictions, so you can spend as much time on the road as you like. What’s more, when you get to the end of your finance agreement, the car is all yours.

WHO IS IT FOR?

If you’re looking for a straight forward approach to car finance, and want to pay for your BMW month by month until you end up owning it, a BMW Loan product could be for you.

HOW IT WORKS.

Once you’ve chosen the model that’s right for you, simply decide how much you would like to put down as your deposit, and how long you would like your finance agreement to last (ask about our term options).

TAILOR MADE FINANCE SOLUTIONS.

We offer a range of flexible payment options, that can be customised to suit your individual needs.

BMW OWNER’S CHOICE.

DEPOSIT + MONTHLY PAYMENTS + OPTIONAL FINAL PAYMENT.

Offering the opportunity to choose between three options at the end of your agreement makes this our most flexible finance product for new BMWs.

WHO IS IT FOR?

We understand that when you take out a finance agreement, you may not be sure what you’ll want to do at the end of it. This product is perfect if you are looking to combine flexibility with low monthly payments.

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BMW CHATTEL MORTGAGE.

A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.

A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.

 

A BMW Chattel Mortgage will give you the ability to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), deposit amount and final payment.

 

Once you have decided on the vehicle of your choice, simply speak with the Business Manager at your preferred BMW dealer. They can advise you on the full range of options and tailor a finance package to suit your needs.

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BMW FINANCE LEASE.

BMW FINANCE LEASE.

INITIAL RENTAL + MONTHLY RENTALS + RESIDUAL VALUE.

Recommended for business use vehicles, a BMW Finance Lease is pay a as you drive arrangement for your BMW.

WHO IS IT FOR?

If you are looking for a flexible lease option without the mileage limitation but all the sheer driving pleasure of a BMW, a BMW Finance Lease* product could be for you.

HOW IT WORKS.

Once you’ve chosen a BMW, decide how long you would like your agreement to last (ask about our term options), how much you would like to put down as your deposit and agree on the residual value for the vehicle at the end of the contract. We will then work out your ongoing monthly rentals.

When your BMW Finance Lease contract comes to an end you can choose from the following options.

1. Pay the outstanding amount
2. Renew your lease by opting to refinance.
3. Refinance* the outstanding amount on a BMW Loan.
4. Return the vehicle**.

* BMW Finance Lease contract terms, conditions and standard lending criteria apply.
** The customer is responsible for the residual value.     

BMW OPERATING LEASE.

BMW OPERATING LEASE.

INITIAL RENTAL + MONTHLY RENTALS.

Available for business customers only, a BMW Operating Lease is a truly simple way to get into a new BMW.

WHO IS IT FOR?

This option could be right for you if you’re looking for all the exhilaration of driving a BMW, with none of the hassle of ownership, depreciation and selling your car after your contract has ended.

HOW IT WORKS.

Once you’ve chosen a BMW, decide how long you would like your agreement to last (ask about our term options) and what your estimated annual mileage will be. With that agreed, we will work out your initial and ongoing monthly rentals.

When your BMW Operating Lease contract comes to an end, simply hand your car back and, as long as it has been looked after and you’ve stayed within your mileage allowance, you will have nothing more to pay.*

You could even choose to start with a brand new model.

*BMW Operating Lease contract mileage, wear & tear terms, conditions and standard lending criteria apply.

BMW INSURANCE.

BMW Insurance is as unique and individual as your vehicle. To provide enhanced protection we offer different types of cover. Motor Vehicle Insurance, Tyre and Rim Insurance, Guaranteed Asset Protection Insurance, Mechanical Breakdown Insurance and Credit Contract Indemnity Insurance.

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BMW CALCULATOR.

FEES, LEGAL & CONTRACT.