BMW Full Circle provides you with the certainty of knowing, upfront, how much we will value your vehicle at when it comes to the end of your agreement term. We call this BMW Guaranteed Future Value (GFV). It takes the guesswork out of your future planning.
You’ll also experience the freedom of choice and flexibility at the end of your agreement. With options such as returning or upgrading your BMW or keeping it by paying out the GFV, the choice will be yours.
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Key features. |
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Customer type. |
Consumer and Business. |
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Vehicle. |
New and Demonstrator vehicles only*. |
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Terms. |
24~48 months. |
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Interest Rate. |
Fixed. |
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Payment frequency. |
Monthly. |
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Balloon/Final lump sum payment. |
Guaranteed Future Value. |
How it works.
Start on your terms.
Tailor your BMW Full Circle agreement options to suit your needs.
Step 1: Select your agreement term, from 24 to 48 months.
Step 2: Select your kilometre allowance, from 10,000km up to 40,000km. Kilometre allowance may change dependent on contract term.
Step 3: Select your optional deposit amount or trade-in your previous vehicle.
Finish on your terms.
At the end of your agreement, you have the freedom to choose what you do next.
• Trade in your BMW for a new one. If the trade-in valuation is higher than your Guaranteed Future Value, you can use the balance as equity towards your new BMW or keep it for yourself.
• Keep your BMW by paying out the Guaranteed Future Value.
• Refinance and enjoy your BMW for longer subject to BMWs normal lending criteria.
• Return your BMW. Provided your vehicle is undamaged except for fair wear and tear and the kilometre allowance has not been exceeded, simply hand back the keys with no further obligation.
The benefits of BMW Full Circle.
Peace of mind.
The assurance that you can return your vehicle to BMW at the end of your agreement.
Options.
Tailor your agreement options to suit your needs by choosing your agreement term and kilometre allowance.
Flexibility.
At the end of your agreement, decide if you’d like to trade-in, keep, refinance or return your BMW.
Nearing the end of your BMW Full Circle agreement?
You’ve experienced the joy of driving your BMW, now it’s time to explore your BMW Full Circle options and choose what’s best for you.
Trade-in your BMW.
Return your vehicle to your BMW Dealer and if the trade-in valuation is higher than the Guaranteed Future Value[1], the balance is yours to keep or use as equity towards your new BMW.
Keep your BMW.
If you’re not ready to say goodbye to your BMW, you can choose to pay out the Guaranteed Future Value or refinance for another agreement term and enjoy your vehicle for longer. [1]
Return your BMW.
To complete your BMW Full Circle experience, you can return your vehicle to your BMW Dealer and simply hand back the keys. Provided the vehicle is undamaged except for fair wear and tear and the kilometre allowance has not been exceeded, you have no further liability.
Contact your preferred BMW Dealer to discuss your options.
[1]BMW Full Circle provided by BMW Financial Services New Zealand offers an option to deliver the vehicle to us instead of paying the Guaranteed Future Value amount (GFV) at the end of the contract term provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. BMW Full Circle is applicable to selected new and demonstrator models*. To be eligible, vehicles must be manufactured within 18 months of the contract commencement date, odometer cannot exceed 10,000km at contract commencement and vehicle must not have been previously registered in New Zealand. Lending criteria, fees, charges and conditions apply.
*BMW Full Circle is not available on the following models: 7 series, i7, M8, M850i, i3, Z4, X6, M Competition models)