With Guaranteed Future Value you’ll know where you stand in advance. At the end of your contract, you can trade-in your vehicle; or exercise your Guaranteed Future Value (GFV) rights by paying out or refinancing the GFV or returning your vehicle to BMW Financial Services, provided that your vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. BMW Full Circle from BMW Financial Services (a division of BMW Australia Finance Ltd, Australian credit licence 392387). Fees, charges, terms, conditions and approval criteria applies.