Finance & Lease

FINANCE & LEASE

Solutions as individual as you are.

FINANCE & LEASE

Solutions as individual as you are.

FINANCE & LEASESolutions as individual as you are.

BMW LOAN.

A BMW Loan is an extremely flexible way to enjoy motoring.

BMW Loan gives you more financial freedom. By using our money to finance the vehicle of your choice, you can keep your funds free for other purposes.

 

A BMW Loan is an ideal way to enjoy your vehicle. By selecting the contract term (from 12 to 60 months) you can tailor monthly repayments to suit your needs. Making your budgeting easier, payments are fixed during the period of the contract. For your added convenience, we can organize direct debiting of your monthly repayment from your nominated account.

 

You can elect to have a final payment (residual) on the contract, or you can choose a contract without a final payment and enjoy full ownership of your vehicle at the end of the contract.

 

Available only from authorized BMW dealers, a BMW Loan is suitable when you use your vehicle for business or private purposes.

 

Simply select the vehicle that best suits your needs, and then talk with the Business Manager at your preferred BMW dealer. They can assist you in obtaining a loan term and monthly repayment amount to meet your objectives and requirements. You also have the option of including the on-road charges, BMW Insurance products or vehicle accessories into the finance contract if you wish.

BMW OWNER’S CHOICE.

BMW OWNER’S CHOICE.

BMW OWNER’S CHOICE.

Enjoy the moment. The future is guaranteed.

BMW Owner’s Choice offers unprecedented choice and security for our customers. With BMW Owner’s Choice attractive repayments, enjoying a unique combination of dynamic performance and luxury is more achievable than you think.

 

BMW Owner’s Choice is designed so you can enjoy the future with the security of knowing exactly how much your BMW will be worth at the end of your finance contract with a Guaranteed Future Value.

 

Enjoy the flexibility of the BMW Owner’s Choice program by selecting the contract term and mileage that best suits your needs. Then at the end of your finance contract, you can either trade-in, refinance, keep or simply hand in the keys.

BMW CHATTEL MORTGAGE.

A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.

A BMW Chattel Mortgage is an ideal way for individual business customers to maximise the taxation benefits gained from financing a new vehicle.

 

A BMW Chattel Mortgage will give you the ability to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), deposit amount and final payment.

 

Once you have decided on the vehicle of your choice, simply speak with the Business Manager at your preferred BMW dealer. They can advise you on the full range of options and tailor a finance package to suit your needs.

BMW FINANCE LEASE.

A BMW Finance Lease is an effective way to preserve cash flow.

Finance Lease is specifically designed for GST registered businesses.

 

Funding a vehicle with BMW Lease enables you to free up capital and use it for other purposes. In most cases under BMW Lease no additional security will be required, however, where the hirer is a company, we may require a guarantee
from the directors of the company or some other appropriate persons.

 

Because you are GST registered a portion of each payment may be treated as input tax.

 

The special advantage of leasing is that it enables you to structure the contract to best suit your needs. By selecting the contract term and the most suitable residual value, you can tailor your monthly repayment. And because the
repayments are known in advance, you have firm control over your budget.

 

Simply select the motor vehicle that best suits your needs, then talk with the Business Manager at your local centre.

 

Together you can work out the appropriate contact period, residual, and monthly payments
that best fits your lifestyle.

 

We recommend that you seek independent financial / legal advice for your specific circumstances.

BMW OPERATING LEASE.

The benefit of a BMW Maintained Operating Lease is that your one payment can cover all servicing, maintenance between services, tyre replacement, battery replacement, registration renewal and BMW Roadside Assistance. Most importantly, your vehicle is always serviced by BMW Centres using genuine BMW parts. With BMW Maintained Operating Lease you enjoy off balance sheet finance and all costs are known in advance. All of which goes to enhance the pleasure of driving a BMW.

 

For service anywhere around New Zealand, simply produce your ‘Service Booklet’ at any BMW Centre. No payment is required, your vehicle will be serviced promptly by BMW specialists.

 

The two basic details we need to set up a lease under BMW Maintained Operating Lease are the length of the term in months and a kilometer limit. The number of kilometers to be travelled will help us package the correct amount of service and maintenance for your vehicle. The Business Manager will then calculate your fixed monthly payment. At the end of the contract you simply return your vehicle to your BMW Centre who will arrange a new BMW for you.

 

A BMW Non Maintained Operating Lease is suitable for those BMW drivers who prefer to pay for service and maintenance costs as, and when they occur, rather than include them in the monthly rental, as with BMW Maintained Operating Lease.

 

With either lease, you have no worries about disposal of your vehicle and no concerns about resale values, as BMW Financial Services assumes responsibility for the vehicle at the end of the contract.

 

We recommend that you seek independent financial / legal advice for your specific circumstances.